Your credit score is extremely important as it affects the rates you pay on your mortgage, insurance, car loans, student loans and any other lines of credit and the maximum amount you may borrow. Lenders use your credit score to determine your “creditworthiness.” Creditworthiness is defined as the likelihood a borrower will default on payments toward a line of credit. If you have a low credit score, you will probably receive a higher interest...

Identity theft is a big problem for anybody using the internet. Here are five simple tips for online bill paying that can provide you a fast, easy, and effective way to pay your bills without concerns. 1.  When creating an account with a credit card company, make sure that the company has the most advanced online security available.  They should have encryption software as well as a sign-out session if there is no activity after ten minutes....